CREDIT CARDS RUINING OUR LIVES
I chose this topic because credit cards became an integral part of our lives. This topic has a huge importance in terms of individual and societal. Without a doubt, credit cards have advantages. However, its disadvantages are more than its benefits. Using credit cards carelessly affects domesticity and the young negatively.
To begin with, families suffer from cards, because all families can’t imagine their life anymore without credit cards and they purchase not only their necessity but also inessential stuffs. Consequently, they find themselves in debt off and their own stuffs are brought order of attachment by government. For another thing, the young are under the influence of credit cards. Initially, these cards seem to angels for young people but later they understand that all credit cards are nothing more than trap. However, they provide installment.
People who can’t pay their card dept off, for paying debt, they try to find a solution but solution, which they find, is not a fair way.
To sum up, I totally agree that credit cards are not beneficial to us. In other words, credit cards set a trap for us by giving extra attractive installment. So, I don’t have any credit card and I won’t in the future. If I have money to me, I spend money but if I haven’t, I don’t buy anything. I think it is the best way of shopping ;)

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